Yes, It Is Time To Lease New Cars in New York

New York City is the only city in the United States where more than half of the residents do not own a car. That is a stunning statistic, but to residents it might not seem like such a surprise if no other reason than that you feel the crunch on the overcrowded subway almost every day. About those subways, did you know that New Yorkers have the highest average travel time of any major city as well? At a 39-minute average (and creeping above two hours for residents of Queens, the Bronx and Staten Island), it would seem like more New York residents would be led to buy a new car to try and combat the time loss.

Truth is, owning a car in New York has been stigmatized for so long that many residents simply do not know how easy and affordable owning one might be, especially in those outer boroughs. In Brooklyn cars are a little more common than in Manhattan, and with an influx of families growing out of more financially secure residents in that disparate borough, cars look likely to grow in popularity throughout the city in the coming years.

Wheels To Lease—a Honda, Toyota and Acura dealer New York has trusted for decades—offers deals that would allow New Yorkers to lease new cars easily and in a way that would allow them to incorporate parking, gas and insurance into their monthly budgets easily. The key is offering the kind of transparent financing that makes shady car dealerships nationwide cringe. In New York people know if they are getting a raw deal. Explaining that they might be able to own a car without going bankrupt would be impossible if it was not true. 

This being the greatest city in the world, far too many New Yorkers merely accept that not owning a car is a strike against living among the class, culture and diversity that is so vital in New York. This false choice should be struck from our collective psyche. Save for some inconvenient alternate-side-of-the-road parking laws, New York is easily navigated by car, and with the right car leasing deals, people are adding a little bit of convenience to their culture.

If you have considered yourself out of the market for a car as a New York resident, now is the time to reconsider. With all those folks not driving out there, the roads are sure to be friendly to your new wheels.

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Car Leasing Blog Update

Please Visit the new Wheels To Lease updated car leasing blog.

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The Ford Fiesta is Starting the Party

Want to lease new cars that are environmentally friendly and won’t damage your pocketbook? The new Ford Fiesta is a great option. Conceived more than 3 years ago in a British lab, the Fiesta has a 6 speed automatic transmission and gets 40 m.p.g. on the highway. How does it do it? In part, with power for the alternator and air conditioner coming from an ancillary motor, and a mechanism that lessens fuel output when the car is decelerating.

Granted, with this car you’re not going for power. Its engine is 1.6 liters, 4 cylinders and has 120 horsepower. The four door hatchback style and the sedan are well priced at under $15,000 but if you’re looking for car leasing companies, you can pay a sliver of that in a monthly payment.

Part of the car’s popularity is driven by an application that allows potential buyers to text “reserve” to Ford. For those that did, they will receive a technology driven upgrade that includes Bluetooth, directions that compute traffic delays, and mp3 hook ups.

Car leases are a great way to go, especially if you want to stay with the up to date autos that everyone is tweeting about. Look for the Ford Fiesta if you decide to lease new cars.

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Drive it on Home

That new car smell. The carpets are clean, the dashboard is dustless, the windows have no grime or dirt. Your new car has all of the features and amenities; the GPS can guide you anywhere you need to go, and as the windows roll down you feel the breeze and smile – this is the life, this is what getting from point A to point B is all about. And you press your foot down on the accelerator and feel the power of almost three hundred horses whinny at your slightest caprice.

The leather on the steering wheel is warm now, from the heat of your hands as you navigate through traffic, feeling like no one can hold you back. You check the speedometer, to make sure you’re not going too fast, and get a precise digital reading of 64 miles per hour. Just fast enough so that you get to where you need to and feel like you haven’t wasted any time, but not so fast that you get pulled over by a lonely cop.

You can achieve this easily, and without the huge effort of buying a new car. Leasing a car is much easier, and car leasing deals make it more affordable. Try leasing a car today, and you will go home satisfied.

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Car Leases to Car Sharing

Okay, car leasing companies aren’t going anywhere, but here is a new movement in the car leases industry that is rapidly gaining momentum.

In San Francisco, a new car sharing company called SprideShare is intent on allowing users to share each other’s cars for $5 to $8 per hour. State law is a current impediment to the car sharing dream. But a new bill will allow insurance companies to legalize car sharing, and if it passes, it may become law.

The average car sits idle 90% of the time, but this for profit company wants to change the way cars are used. If the pilot program succeeds with around 30 cars, it will continue to grow. Currently, City CarShare is a non-profit San Francisco group that has 325 cars, and looks forward to the expansion of car sharing into suburban areas.

Today there are already a few car sharing companies out there – Relay Rides of Baltimore and soon moving to Boston, Whipcar in London, and Gettaround in San Francisco, which supports the bill.

Maybe one day, in an entirely sustainable community, no one will actually own a car, and car leases will go by the hour. Maybe.

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Buying vs. Leasing a New Car

Buying a new car is expensive. Leasing a new car is not. Leasing a car is a great idea for short term drivers, i.e. three years or less. This is because you wind up not shelling out as much money as you would for a new car – the catch is, you don’t have any car after that.

When you buy a new car, you pay a lot of cash out of pocket, and the value of your vehicle depreciates with every mile driven. But for the long term, it’s not so bad, because once the car is paid off, it’s yours, and it still retains a minimal value. For the short term, however, leasing a car saves you more money than buying a car.

Car leases are a great way to try out a new car, or to have a car if you can’t afford a new car, and don’t want to buy a used clunker. So if you find yourself in this spot, think about a New York lease. Brooklyn car especially are great to try out for short term, and with no commitment, you simply give them back at the end of the lease. It’s a lot like buying a house versus renting an apartment. You choose which you would rather.

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Lease New Cars: Do I Need Gap Protection?

Standard in most car leases, gap protection will cover your expenses if your vehicle is stolen or destroyed during the term of your lease. Depending on your circumstances, this could save you thousands of dollars.

How? Let's say your car gets totaled when you owe $7,500 on your loan, but the insurance company determines the value of the vehicle to be only $5,000. The insurance money can go to your loan payments, but that still leaves a $2,500 gap in the money you have and the money you owe.

Car lease deals with gap protection will cover any discrepancy between your vehicle value and your loan. Without gap protection, your situation will be treated as an early termination — kind of like when you try to cancel your cell phone or cable service before the contract is up.

Although certain safety precautions can help you minimize your risk, car accidents and thefts are impossible to predict or rule out entirely. For this reason, it's important to protect yourself and only lease new cars with contracts including gap coverage.

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